If your business has already launched a website, there’s a good chance you have something labeled a “Privacy Policy” or "Privacy Statement" sitting in the footer. Many businesses first encounter privacy requirements when a third party forces the issue. Payment processors such as Square or Stripe, advertising platforms, and, in some cases, app stores like Apple’s often require a privacy policy as a condition of access. For most companies, this happens only after they are alrea

Legal Documents Needed to Start a Business in Pennsylvania Meet Alex — a first-time founder in Pennsylvania Alex just registered her LLC and wants to open a bank account. She googled: “What legal documents do I need for my startup?” But she’s stuck in a maze of legal articles that assume she’s raising a $5M seed round. All she wants is a clear list of what legal docs really matter right now — and what she can ignore until later. This guide is what she needed — and what we h

AI contracts are strange. They’re full of disclaimers, light on guarantees, and oddly quiet about what actually happens when something goes wrong. If you’re used to SaaS agreements, the contrast is jarring: fewer promises, weaker remedies, and almost no meaningful service levels. That’s not an accident. AI vendors aren’t being evasive because they’re sloppy. They’re doing it because AI risk is real, unpredictable, and still legally unsettled . Contracts don’t eliminate that r

Most small businesses don’t convert contractors to employees because the IRS tells them to. They do it because something starts to break . Projects slow down. Quality slips. Knowledge walks out the door. Or a role that was “temporary” quietly becomes core to the business. At that point, the question isn’t “Can we keep this person as a 1099?”It’s whether keeping them as a contractor is actually costing more than it saves . This article isn’t about scaring you with misclassific